Your Wealth Is In the Planning

You probably know the expression “You can lead a horse to water, but you can’t make it drink”. Would it surprise you if I told you that I’ve found this to be true, in particular for people I meet who want to create wealth for their future, but never quite get started … Read More

It’s all in the Budget

Every year in May/June, the Australian Federal and State governments hand down their budgets for the next financial year. They are presented in books over hundreds of pages thick and include forecasts of expected revenue and details of how this revenue is proposed to be spent. Well, if you need to present … Read More

5 Questions to Ask Yourself 5 Years Before You Retire

Retirement planning takes on added urgency the closer you get to leaving your job. Imagine your future by looking at the major factors: housing, activities, lifestyle, life expectancy, and unexpected events. The first step in any retirement income plan is to envision your retirement and make some decisions about how you will … Read More

Money Management Myths Exposed

Money Management Myth #1: I can’t save or invest because I don’t make enough money. I can’t tell you how many times I’ve heard people say: “I don’t make enough money to save or invest. I’m barely making enough each month to pay the bills.” This kind of thinking is so prevalent. … Read More

Where Will You Find the Money?

Getting started with investing as early as possible in your life is a smart move. Though it’s never too late to get started, it’s just like the old saying “The early bird gets the worm”. The sooner you start investing, the bigger your rewards. I talk to many people who tell me … Read More

The Time to Act is Now!

When the cost of living goes up, most people on average incomes can handle the increases by adjusting their budgets, even if it means they have to forgo some discretionary spending to which they have become accustomed. People whose budgets are already tight may need to look at generating some extra income, … Read More

How to achieve financial independence

Financial independence: It’s something almost all of us dream of having. But to achieve financial independence, there are several important factors to you need to be mindful of. Whether it’s getting a handle on your necessary expenses or acknowledging that sacrifices do need to be made, independence does require genuine effort and … Read More

Saving money for the things that matter

In life, there’s the money you have for right now and the money you have for the future – the important things such as getaways and your retirement. But saving money for the future can often feel like an overwhelming feat. With home electricity bills, transport costs and having money for the … Read More

How confident are YOU about your money?

The world of finance has become even more complex after the global financial crisis hit the world in 2008. While Australia was spared the worst in decline of economic growth as a country, there is a group of Australians who bore the brunt of it and some have had to readjust their … Read More

Soaring to create wealth for your future

The recent Federal election brought home to me a couple of home truths again – the first one was, nothing remains the same and the second one was that change is perpetual. I want to remind all my readers: the same is true for you and your life. One of the things … Read More

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