Your retirement savings may have to work longer than you do

posted in: SMSF, Superannuation | 0

On average, Australians expect to live to about 81. We expect to start work at about 20 and then retire at 65. Which means that you would have 45 years of work in which to save enough to live on for 16 years of retirement. Our research shows a vastly different picture. Longevity is trending upwards Life expectancy data changes as you attain older ages:  A couple both aged 65 today has a 50% chance that one will live beyond … Read More

Insurance Case Study – Corrie’s Story

  Insurance Planning: Corrie’s Story | Read the Transcript: I’ll never forget that phone call. It’s just gone 10 o’clock… the boys were over fixing my verandah and they headed off back home after dinner. The policeman said that they were involved in a car crash, and that they were alive, but they were both badly injured. They were in hospital for over a month, but Tom, he was in a coma for almost 2 weeks. But he’s alright now. … Read More

Avoid the Pitfalls of DIY Insurance

posted in: Insurance | 0

Insurance Planning: Phil’s Story | Read the Transcript: It’s been a good business – video production, and more ups than downs you know. The truth is, I don’t know how much longer I can keep it going for now. Yes, I had a bit of bad luck with my health, it’s… if I’m honest with myself, really… well, it’s really all my fault. Two years ago, I found out I had a melanoma, that was the bad luck part. But … Read More