How to Use Estate Planning for Wealth Protection

One thing people will say about money and death is that “You can’t take it with you”. There is no way around the truth of this matter: no amount of earthly riches can transfer to the beyond. What you can do, however, is to make sure that you leave a legacy for your family and loved ones on your terms. That’s essentially what Estate Planning is about. Many people think Estate Planning is just about having a Will, and that … Read More

Make your money with new spending habits

In today’s world we are led to believe that you make your money with property or investments. The property people swear by their formula of building your riches through building a property portfolio. The investment bankers and financial planners will tell you that you can’t go wrong with investing in the stock market, provided you take a long term view. Common sense will tell you the truth is somewhere in the middle. It’s true that you can make money through … Read More

7 Tips to create a budget that works for you

  The tune is still ringing in my ear, especially the line when Liza Minelly sings “Money makes the world go round, the world go round, the world go round…”. Even if you haven’t heard the song, most people are familiar with the saying and sometimes attach their own meaning to it, depending on the circumstances. The temptations of the consumer society are great, the products and services we can buy in Australia are generally of good quality, and we … Read More

How to get your paperwork organised for financial success

There are people who have an incredible talent in organising anything, be that their home environment with stacks of shelving and cupboards to hold all the things they have, parties, fund raising activities, community meetings, the list goes on. In most cases these folks also apply their organising skills to keep their paperwork in order. There is a fact that is not well know among people, and it is that being organised is a pre-requisite for financial success. Yes, it … Read More

A Workable Solution for Baby Boomers Near Retirement

Worried about having enough in your nest egg for retirement? Here’s a simple approach: work just a few years longer. By accumulating more savings and shortening your withdrawal period, you don’t need as high a lump sum  to generate the necessary income at retirement. We like to think that Australian workers typically accumulate a significant amount of savings during their working years to support their standard of living in retirement. A survey conducted by the Australian Bureau of Statistics in … Read More

Welcome to Straight Money Talk

Welcome to my Blog I have created this Blog for one important reason only, and that’s to give you some straight talk about money. Sadly, too many people these days believe that it takes a “get-rich-quick” scheme to secure their financial independence, that they fail to see the trees for the forest. No matter what financial resources are at your disposal, whether you earn $50,000 or $100,000, it’s more about aligning your current financial strategy with your life goals that … Read More

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